An insurance program designed for businesses engaged in the operation of ski areas/ ski resorts. The MountainGuard program is the longest running program of its kind, having just celebrated 50 years with a single carrier, Chartis.


The program reaches across North America and brings stability and depth of knowledge, having been one of the founding fathers of I.A.S.D.A. (International Association of Ski Defense Attorneys).

Eligibility Requirements

MountainGuard® is intended for businesses engaged in the operation of Ski areas / Ski resorts.

Loss Control

The MountainGuard® Insurance Program is built around the concept of providing Resorts with industry specific loss control and risk management services. That means our team is solely focused on the resort industry and are specialists in the resort field. All Risk management and loss control services are provided by Professional Engineers

Claim Management

All claims under the MountainGuard® program will be handled by dedicated claim professionals. One of our program’s greatest strengths is our ability to integrate specialized claims handling, loss control and prevention techniques for this market segment.

Coverage Available

MountainGuard® has been designed to include coverage that meets the special needs of ski areas and includes:

  • Large property capacity with no catastrophe/ casualty limit and a single carrier
  • Individual policies - you choose the renewal date
  • Equipment Breakdown
  • Snowmobile/ATV Liability to full General Liability Limit of $10,000,000 or more (while on Insured’s property)
  • Limited pollution liability
  • Tubing (no restrictions or helmet requirements)
  • Mountain Biking
  • Cross Country Skiing
  • Golfing - Including Pollution coverage for pesticide/herbicide
  • Hotels, time shares, condominium corporation

Edwards Insurance took the time to understand our industry and business model. They continue to bring forward strategies to address our concerns regarding exposure to risk. Brian and his team demonstrate the true meaning of customer service and have the qualities I look for in a business relationship, trust, integrity and a timely response to insurance queries.

Karen Dmyterko Controller

JEBCO Industries Inc.